The AMA is a CBO, a COLLECTIVE BARGAINING ORGANIZATION, who's job it is and has been to support the hobby of flying R/C models.
How is that the same as an insurance brokerage? The AMA has provided insurance as part of their membership as group insurance. Commercial drone insurance is not the same, meaning the AMA EC is no longer supporting hobby flyer but, rather, is looking for ways to make money. That's not in our interest, is it?