A couple of things that should also be considered in your budget. AMA membership well worth the price and my be required for club membership. Club membership my be required to fly at the field. You should talk to people at area clubs they may have diferent programs available. I've seen clubs with what they call a social membership giving access to club activities. This can give you more time to save money and learn from other fliers. You will meet many helpfull people and more than likely some stik time with planes owned by the club or your new found friends. Club members are also buying and selling there equipment constantly and know when and where the best swap meets are in your area. Be a member, get involved and opertunities will present themselves.