Originally Posted by
BarracudaHockey
It's all about context, I didn't read what you quoted, just what you said.
There's a persistent myth that AMA coverage only applies at Club fields but it seems you know the difference.
Two insurance programs. The site coverage is currently available only to charter clubs. It is for a specific site and is primary coverage for the land owner ONLY. Not the club or individual members.
The individual liability insurance you get with membership is good anywhere you decide to fly. However, it is secondary insurance paying off only after all other insurance you may have have been used. In addition the first $250,000 is covered not by the insurance company but by the AMA itself.
Now how is it a non-member like me seems to know more about the AMA than most members?