On the topic of funding, what too many guys miss in any hobby is that it's not the purchase price that is an issue, but rather the cost over time. I totally get wanting to get started soon and feeling the itch to get in the air. I remember it well. But you won't be satisfied by spending your limited budget on something that just isn't good enough.
A better way to think about it is how much you can afford monthly on fun. That includes going out to meals, any other hobbies you like, movies, etc. So if your fun budget is $100 a month, you can get setup with everything you need to start RC properly in about 4 months. If you don't mind waiting a bit longer, you can be set up with a glow powered trainer and all the accessories along with an annual club membership in about 6 months. After that, you upgrade as you are able. If you want to fly park foamies, you can add a new plane to your collection about every 3 months after allowing for incidentals. If you want to fly nicer planes, you can probably swing 2 a year. Maybe you decide at some point that you want to fly a big aerobatic plane, so you don't buy anything for 2 years.
The point is that you can afford whatever you want to, as long as you are willing to wait for it. Don't get hung up on the initial purchase price. Figure out what your budget can actually handle and put together a plan.