In Canada we use the same wording and there is no control by MAAC. You sign the application for membership agreeing you read, understand and agree to follow the safety guidelines. It was explained to me that if you fail to do this you are not flying as a MAAC member and the government agency is responsible for you. I imagine if you fail to follow the AMA rules they to will wash their hands of any responsibility for your actions.

Your insurance is somewhat different than ours it's 3rd party using all your own before AMA coverage kicks in. Ours is 7.5 million first party your personal insurance is never involved.