Originally Posted by
astrohog
Through a local Insurance company. I'm not sure who the actual underwriter is.
Insurance companies will insure anything, they might not have an, "RC airplane" policy sitting on the shelf when you walk in, but most of them will likely draw one up, based on the odds their actuaries come up with.
Astro
You don't mention the cost, but according to AMA's website a $2,500,000 ($5,000,000 yr) club liability policy is included in the $40 annual club fee,
meaning it's free. An additionally insured certificate naming a property owner is $80 per year. A one-time event policy is $40. There is absolutely no
way a club could find coverage this cheap on their own.
You also call it an "additional insurance policy", so it would require getting a quote for a primary policy, if they even offered it, to find out the cost.
I didn't acknowledge your pitch as a reasonable plan because it is just hot air.