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You have a gentleman's agreement and agree to assume the risk now, can't wait to hear about your gentleman's agreement after Joe apartment dweller with no renters liability insurance does $1000 worth of damage to Johnny Vette's nice new car and can't afford to write a check to cover the repairs.
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Well, like I said before, I know what the risk is as soon as I drive to the field. I know there is a possibility my vehicle or myself will become an unwilling target of some errant plane and the owner of said aircraft might have difficulty fixing the damage. Therefore, I would not be so stupid as to drive a corvette or such to the flying field. If I did however and it got hit I would chock it up to "S%#t happens" and attempt a comprehensive claim with the car insurance company or fix it myself. I guess the point I'm trying to make is, I am aware of the risk, accept it, live with it, and continue to fly my model (soon to be turbine). So, now you don't have to "wait and here" about my gentleman's agreement................happy! Heh Heh!