You're approach to all this is right on the money. You're researching first, seeking advice, open to ideas and opinions.... You should be very successful once you "bite" into it and actually get started. So, I'm giving you a thuimbs up.

The AMA has a page where you can plug in your Zip Code and find flying clubs close to you. http://www.modelaircraft.org

I'd suggest going to the club on a warm, calm weekend day. Plan on getting there around noon and staying for at least a couple of hours. Talk with everyone who'll listen and tell them how interested you are in getting started. Tell them you're considering electrics because of the costs. They may know of someone selling a full trainer package in good shape used, for cheap money. (I've helped people find complete packages for as little as $150, and recently purchased a 25 size trainer with engine and 6 channel radio gear for $60 at an RC austion. So they're out there.

My lat father-in-law use to say, "chew slow, and spit accurate". Good advice in most situations.
Dennis-