With what I'm about to say, I will pre-empt with the fact that I am not at all an advocate for AMA, and it's anyone's choice as to what they do as far as having it or not. I do know for a fact that the organization has stepped in on more then a few occasions for my club, as well as seperate individuals(personal friends). Again, I'm just stating fact here. It is alot of coverage for $58 a year, even given the fact that is condsidered a secondary policy to those that carry homeowners and renters insurance.

Now....with most of us in the working class field(how else would we afford the hobby?) how much medical insurance costs do you have a MONTH? Some of us are a few hundred or more I'm sure....given that....AMA covers medical as a secondary as well I believe.... So......given it covers medical, as well as property damage, as well as legal where applicable...it's not to bad really. With another given here, to those of us that drive...!!!!....Auto insurance is SKY high as well, and DOES NOT come near the overall coverage that AMA encompasses as a whole.... given the fact that we don't fly our planes to work, there still is alot more risk involved liability wise with the planes.

I know $58 sound like alot to some, and not alot to others....there is a reason though, several actually, and we do have the choice. For me...it's a given....the club I belong too, and the friends I have need it to participate in what has become a lifelong activity, in a place that is structured, and insured, as well as having everyone around us insured.....and with the fact that I don't hesitate in spending several hundred dollars or more on a given plane or project.... $58 is a slim price to pay.....it just seems fair is all....I hope they don't raise dues....like everyone else I work hard for it, and want to get as much bang for the buck as I can too. Just my 3cents here is all. I'll be quiet now