It almost sounds like we live in different countries. The benefit is HUGE. We live in a society in which folks are compensated for almost anything bad that happens to them. You may not consider that a benefit, but obviously a lot of people do. It's the difference between injured people ending up on the streets to beg, or being given $40,000 wheel chairs to stay in productive jobs. If you're looking for a harsh world where there is little government regulation, an ineffective court system, and the injured simply end up on the street or being cared by their families forever, there are many many countries to choose from. How can you be so sure you will never be injured by some company's negligence?

And where are these "higher prices"? We have more "stuff" than anyone in the world. We pay less for energy, food, and almost every consumer item you can imagine than anywhere else in the world. I would never say, "America, love it or leave it," but open your eyes man!