RE: JPO Position Paper Regarding The New Turbine Regulations
"Not Business Insurance!
Based on inquiries and conversations with AMA members across the country, there is a misconception that the AMA liability insurance program Royal Surplus provides for members will cover those members when they are engaged in commercial enterprise, as well as for pleasure/hobby operation of models.
AMA insurance is not intended to, and does not, cover members while they are operating models for business reasons. What is "business"?
The policy language excludes claims "resulting from any commercial enterprise or business pursuit conducted for the livelihood of the individual member or for monetary gain, including part-time or full-time employment or self-employment."
It would be grossly unfair to all AMA members not engaged in aeromodeling business to subsidize insurance for those few who do generate income through aeromodeling and expect AMA insurance to cover those activities.
—Carl Maroney
AMA Special Services Director"