Now from a person who has used the AMA medical insurance. A few years back I took a blade strike from a RC heli. Took off the tips of 2 fingers while breaking the other 2. My high priced medical insurance ($200 per month) finally paid up all the claims after 18 months of nagging from my wife and myself. Of course they had their $300.00 deductible, books of duplicate paperwork to fill out and only paid when they wanted, 90% of the bill. The AMA insurance contact/caseworker was very helpful and informative on all issues. Very little paperwork to fill out. They paid for everything my major medical did not pay except for a $50.00 deductible. We faxed copies of bills directly to them and the longest it took for payment was 7 days! Now I am awaiting reconstructive surgery and was told by this caseworker my file is on record and will be reopened and coverage continued when I decide to start the reconstruction. Is this worth $58.00? You betcha. Wonder if they have a family medical plan???

Bob Harris