No - why would they? Being a memeber of the BMFA means you are covered by £5million worth of insurance and you are part of the oldest model flying organisation in the world. The BMFA gives you great support in terms of fighting for model fliers rights and helping them to establish flying fields etc. Remember, I live in the UK. We do not have the big open spaces you enjoy in Canada

The BMFA handbook describes what they do.
At the end of the day, if you can not do what I described above you are probably not safe to fly on your own. Also you are likely to blow up your planes. So, being able to pass is good for me and for those around me.
P.