RE: At a complete loss here
There could be another option. If you join the AMA and have a friend at a club. Most clubs will let guests fly all they want. Just go with him to the club and be his guest. It gets to be a little bit of a hassle when the other person cant go the same time you can, but if its the money that will save you a few bucks for the time being. But when you go regular with them, you will meet other people at the club and can come as their guest as well.