The problem with using the AMA's landowner insurance is that the club has to be chartered. I am starting my own private flying site. It will not be a chartered club, so I can't pay the extra $60.00 a year for the additional inurance for the landowner. One thing that is mandatory at my site is that each person flying there must have a current AMA card. As many of you may know, I don't agree with how the AMA's insurance works (secondary coverage), but as long as a person abides by the safety code, there should not be a problem with the basic AMA insurance. When I was looking into the propery I have obtained, the first thing the landowner asked me was if I had insurance. I simply pulled out my AMA card and handed it to her. I then explained what it was, and the rest is history. Most of the people flying at my site are homeowners, so that is really enough within itself. For those that aren't, that's where the mandatory AMA comes in.

John