To add to Yawn Darts statements about the insurance:

1) He is correct that it is secondary to your homeowners insurance, but do you have $2.5 million worth of coverage?

2) After you max out your homeowners then AMA kicks in for up to another $2.5 million.

Try to add 2.5 million to your homeowners for $58 (acutally AMA's insurance cost is quite a bit less)

Despite what you may see debated in this forum it is actually a good investment just from an insurance stand point. You will find that there is some value added to being an AMA member, but it is up to you to decide whether it is for you or not. There is alot of good info at the [link=http://www.modelaircraft.org]AMA Website[/link] take some time to read it and you may find that it is something you wish to invest.

If you do welcome aboard and if you don't welcome aboard anyway.