The only reason I belong is cause Sport Flyers went away(thanks AMA).Our field is private property and we need the covarage for our landowner.Our club is a AMA charter club.The club requires insurace. I just pony up the 58 and fly,teach,enjoy the people I meet. I'll never see a AMA Rep at our field nor expect any help from them whatsoever. Yes I have Homeowners and car insurance (someones bound to ask) After being in RC for almost 15 years I have yet to meet a person who thinks that the AMA is guiding light of our sport. Find a club hang out and if this is for you and you want to fly you'll join.