RE: P200 on a KingCat
Thanks Steve for your comments........This "AMA Field" nonsense has been coming up ever since the AMA started insuring site owners and every new bunch of guys that come along fail to review history and thus are doomed to repeat it.......
1. There is no such thing as an "AMA Field". There only are fields used by chartered clubs that have supplemental insurance provided by the AMA to cover the site owner. The AMA requires all rules to be followed at that field in order for the SITE OWNER to be covered in the event of an accident, i.e. all flyers must be AMA members, and all turbine flyers must be waivered. That is where their influence ends......in no way do they "require" a site inspection or demand specific layout parameters before flying can be authorized at a field......they only make suggestions in that regard.......and publish these suggestions in the AMA Handbook each year.....
2. If you are an AMA member, you are required to abide by AMA rules for your PERSONAL liability insurance to be in effect.......if you have an accident leading to a liability claim, it makes no difference whether the accident was at the Muncie HQ Field or in a remote part of Death Valley.......the AMA's Insurance Company, as your insurer, will be named in the suit.....if an AMA member was flying without a waiver or in violation of any other rule, the AMA and it's Insurance company will make every attempt to disqualify the violating member's insurance and get the AMA removed from the suit.....but that will often require years of expensive litigation in a typical liability suit.....but..... if they lose, all rule-abiding AMA members lose, as, inevitably, it will make our insurance more expensive and more difficult to obtain.....
3. The only way the AMA is ever going to stop members from violating the rules is to have a clear cut policy of revocation of AMA membership when turbine waiver rules are flagrantly violated. None currently exists, unfortunately.....until such Draconian rules are instituted, we will continue to have AMA Members touting their inalienable ability to do whatever they damn please at fictitious "Non-AMA" fields.....
4. If an individual has an insatiable, deep-rooted desire to fly turbines while violating one or more AMA rules, I would strongly encourage them to surrender their AMA membership and then go fly at their "Non-AMA" fields.....that way the "Group and Several Liability" legal concept can't be invoked against the AMA, it's insurers, and it's rule-abiding members.....
5. If the above statements still bamboozle anyone, consider that AMA member liability insurance is much like automobile liability insurance.......IT COVERS THE DRIVER, AND NOT THE CAR!!!......makes no difference if you kill someone on a public highway, or on your own PRIVATE 100 acres in the middle of the Mojave desert.....both you and your insurance company WILL be named in the suit......and the outcome will have an indirect influence on all the other members insured by your company......
That is the nice thing about AMA Personal Liability Policy......it covers you whereever you choose to fly.......as long as you abide by the rules........
Tom