Ok, I was wondering how all of the younger people(15-18) do stuff financially?

I mean, I am 16 and I have a full size 1:1 car. My parents say "If you want to drive, you have to pay for insurance". For a year of insurance it will cost me $3,000 dollars. (Mind you I live in Miami, Florida.....so its going to be expensive)

I also have 2 RC cars.

So how do all you people do stuff, do your parents give you money?or what?