Go here:
http://n.ethz.ch/student/mmoeller/fms/
download this free R/C simulator......You'll only be able to use your keyboard, but it's a start

I've had hours of fun with this, and can help teach you the basic skills needed to turn and land.
BTW I started flying these when I was 16.....it took me a while to get all the parts I needed (I didn't have much money either) but now I'm 26 and still loving the hobby....It was such a great feeling to get my own home and have a garage
Here is my newest plane: