I personally use about 40% expo on low rate for all three surfaces, 60% on middle rate and 80% on high rate- basically so that the plane feels almost the same with the stick close to the centre in low, middle, and high rate. I have both expo and throw all on one triple rate switch, so it basically acts like a flying style switch.
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THAT is exactly why the radio manufactures put it there you hit the nail on the head luke

Its not a learning curve just a usefull tool

but for me mixes are a different story. cant stand em..