I am not griping about the fee structure for AMA-I agree that it is reassuring for the r/c flier out there that has nothing and has AMA that if he crashes into my car -that I should be able to get my car fixed=also the fact that if I hit you we should not have a situation of when you are going to pay me. I saw a guy loose a trainer three weeks ago in East Houston-the plane flew away 1/2 mile and it hit a house rooftop-from what I was told the deck of the roof had a hole 5 inches by 5 inches-price of repair was over $2400.00-it was covered by AMA less deductibles-so for insurance and peace of mind I think it is great deal on the other hand there mag sucks-and they spend too much money in Muncie and I would like to see more regional participation in money and fields-Muncie is too far for me drive on a Saturday morning to fly for a couple of hours