I think you posted something about calculating wing area a while back. The number "734" stuck in my mind.

Do the root ends of the wing panels touch each other, or are they spaced apart by the fuselage?

If they are spaced by, say 8", multiply that 8" by the root chord and you will have that much more "effective wing area", lowering your wing loading.

The fuselage part of the wing actually develops some lift too.