ORIGINAL: samolot
At first I wanted a trainer such as the Sig LT-40, but realizing that you need to buy insurance for about 60$, and you can only legally fly in an authorized flying feld.(info brouht to you by Americas hobby center).
Ignoring the 10-15 other things I'm inclined to (respectfully) disagree with, can you provide a (legitimate) reference for the above? In most of the US, there are no laws prohibiting flying an R/C plane at somewhere other than an "authorized flying field". If you got this information from a supplier you've chosen to buy from, I'd be cautious about the other information they are giving you.
If you want to spend your money on a small electric plane, that's ok. You may even learn to fly with it. However, I think you'll discover that little of what you got for your initial "investment" will be useful if you choose to go to a glow plane. As a beginner if you think you're going to fly glow planes, or you are going to be serious about electrics, I personally think it's best to go ahead and spend the money up front with the right equipment.