There are a number of us that have stated the opinion that the Safety Code should be viewed as a list of exclusions to the insurance. I still hold that opinion. If you are flying somewhere it is legal, and you are flying in accordance with the Safety Code, I don't think anyone would dispute that you are covered.

On the other hand, if you are not observing the Safety Code, you MAY be covered. There are a lot of questions that have not been answered. If you were to hit someone with a plane that was equipped with a metal bladed prop, would you be covered? If you were flying a plane fueled with hydrazine, would you be covered? If you were flying over a little league game, intentionally, would you be covered?

In the case of the blimp, the claim was turned down because he was intentionally trying to hit the blimp. It was the intent that caused the claim to be turned down.