RE: Simulator before (in place of) buying plane?
Often overlooked is the fact that a name brand simulator has resale value. When I got to where I wasn't using Realflight G2 a couple of years ago, I traded it for a kit built Something Extra complete w/ 50 size motor. You may not do as well, but you can recoup a significant part of the purchase price later.
BTW - I also bought the simulator first, then soloed on my second day at the field. Been on my own for 4+ years now. I think this is a great way to get into the hobby.
Live long, and prosper
Jerry L. Gubka