ORIGINAL: RC-FIEND
It is not (B) responsibility to make sure he doesnt get shot down, how could he - he is flying.
Personally I wouldn't fly a 10k dollar plane on, or around, a club that is full of newbies who don't know any better. The choice is yours, and as far as the payment for the plane , I would like to see you try to get 10K out of a 10 year old kid who can't legally work in the United States.
Are we arguing about where to fly or about who is responsible for the described scenario?
Anyhow, it would not be the 10yr old that would pay if such a claim were made good, his legal guardians would be responsible for that.
Do you expect people to respect your property?