ORIGINAL: J_R
As near as I understand, the only difference in coverage for a CD relates to his enforcement of the rules and any liability that might be generated in those enforcements authorized by the AMA in the form of the competition rules, safety code, etc. The CD is also able to issue instant memberships. Those are, as far as I know, the only elements of agency bestowed on a CD. I suppose I could be missing something else, but that is all that I recall at this point.
Think back to the bad old days of the Great Satan, SFA. SFA sued AMA. The basis of their suit was libelous claims against SFA made by some people at a model show/convention. The claim would have been thrown out as without merit except for one fact they were able to establish early on. The people accused of libeling SFA were
agents of AMA. If they were to be found to have committed libel, then AMA as a corporation would also be culpable. Please note I used this for
example only. I don't want to get into rehashing that sorry piece of history.
It may be that a CD's agency has some bounds that could keep AMA itself shielded from a lawsuit against the CD, but I doubt it. The CD's agency encompasses the safe conduct of the event, and given that, I don't think AMA could wriggle out of the path of the tort enterprise. But as I said, IANAL.
Abel