Well I'm looking at it from a standpoint of things happening other than being shot down. For example, poor lil ol' I with my ghetto plane (which is superbly built and maintainted, by the way) am on a different frequency than Joe Jet Jock with his $15,000 exact scale F-15 with every visible detail in place.

I start up my engine with a brand new propeller on it which has been balanced and thoroughly checked for any visible damage. OH MY GOSH!!!!!! The prop blade just flew off and sailed straight through Joe's cockpit not only destroying every detail in it, but causing parts to be sucked into his warmed up turbine engine which causes it to explode and burns down the flight line - half of which is $10K or more jets, 1/4 is $1,200 and up helis and the rest is a roped off area for low income people. Every plane is destroyed and multiple injuries are sustained.

In my panic to get a fire extinguisher from my car, I accidentally release the parking brake causing my car to roll through the club house and onward into a pond killing the last known of a highly endangered species of alligator.

I've just had a really bad day and caused one for lots of other people as well.

Fortunately, I carry Allstate (TM) Renter's insurance. Joe Jet Jock hands me his cell phone (I can't afford my own you know) and demands that I call Allstate - RIGHT NOW!

Allstate, being a world class insurance carrier, sends an agent to the site straight away to assess the damage. He takes copius notes and walks around saying, "hmm..." a lot. About an hour later he turns to me and says, "I have bad news for you."

Apparently I have only $58K of coverage which barely pays for the club house which the Jet Jocks adorned last month with authentic Chuck Yeager memorabilia acquired through a Christie's auction and other sources. It also has a full bar, disco lounge, 5,000 watt sound system and a live band 24/7.

In the mean time, I have no car, the club lost its mascot (and all the babies in its womb - don't know which of the jet guys got our gator pregnant but there's a healthy pot for the correct guess), I still owe for 16 jets, 8 helis and 27 ghetto planes + thousands of dollars in flight line equipment and possible hundreds of thousands or more in medical care for those with slow reflexes.

Fortunately, I'm known within my community to be a responsible person so my income of $15K/year and expenses of a mere $14,700/year will allow me to easily pay off all that debt in a time frame that is satisfactory to all.

But at least I didn't irresponsibly turn on my radio when I didn't have the pin!