I think AKSCHU asked a terribly interesting question but was ignored. Does anyone here have first hand knowledge of AMA's insurance paying a claim, and if so, did they do it willingly or go down biting and scratching? I am not interested in anyone's hearing from his brother-in-law who got it from his neighbor that his mother-in-law knew of someone or heard of someone over in the next county who hit his neighbor's goat in the butt with an RC airplane and caused permanent brain damage and the AMA was right there with their hand out, offering to pay any and all damages. First hand knowledge only. Better yet, RCU being by far the largest RC forum on the internet, has anyone here PERSONALLY had a claim paid thru AMA insurance. And, no, I have nothing against AMA. Simply that insurance seems to be their strongest arguement, but doesn't seem to be many folks who have ever collected from them. Or are there???????????