I am in complete agreement here...any competant online retailer can have your credit card payment verified and processed in a manner of minutes, and CLEARLY the AMA has an automated system for sending emails...so it strikes me that they're just a 'tad' behind the times.

For what it's worth to those asking, I DO have 3rd hand knowledge of a local club member who did file a claim with the AMA to cover rather significant damage to a member's vehicle. According to him, the claim was as easy/difficult to process and go through as any other sizeable insurance claim...no more or less hassle, and no retributions like revocation of membership or anything.