for what its worth this is how I feel. AMA is like all insurance companies. a Scam. If I pay $48 bux or whatever amount dollars a year and nothing happens, then give me back my money.. Goodbye

Oh yea I forgot to add. i heard from a club member of mine that before AMA offers to pay they 1st check if your "home insurance" "car insurance" or whatever insurance you already have would take care of the damage or problem, if you dont have any of those type of insurance THEN they will pay. Thats what i heard lol.