ORIGINAL: NJAIRSTRIKE
for what its worth this is how I feel. AMA is like all insurance companies. a Scam. If I pay $48 bux or whatever amount dollars a year and nothing happens, then give me back my money.. Goodbye
Oh yea I forgot to add. i heard from a club member of mine that before AMA offers to pay they 1st check if your "home insurance" "car insurance" or whatever insurance you already have would take care of the damage or problem, if you dont have any of those type of insurance THEN they will pay. Thats what i heard lol.
This is the way insurance works all insurance. If you get in a car accident and break your nose and your car insurance covers it under Personal injury protection then your health insurance cant cover it, if your PIP only covers half then your health insurance picks up the slack. It is to prevent double coverage otherwise you could get arider on your homeowners and get the AMA insurance dive bomb a car and get double the money.