Newbie .... want to fly like an eagle
Again, here you will get as many answers as there are fliers. Before you get anything, ask the guys in the club which is the preferred brands of radios and engines. It's not much good to have a top-o-the-line radio if no one there can help you with your questions. It also has to be compatable with their Buddy Box system.
This said, you could get a combo to save a few bucks, or, you could get the kit now and start building, then buy the radio and engine as the paycheck permits.