abel_pranger

Hoss-

Well..........thanks for asking. My point is that your position as you have stated it repeatedly, and in the current context have passed off to others as sage advice, infers that you view the other guy's liability coverage as your cheapass way to get the equivalent of General Medical and Disability Insurance coverage at the expense of others. You're trying to sell the notion that AMA is The Mommy that will bring you your security blankee when you are in need, and that just isn't so.
Aside from the limited Medical coverage provided by AMA that might compensate you for expenses incurred if you stick your hand in a rotating prop, AMA isn't in your corner of the courtroom while you sit in your wheelchair pleading your case against the person you allege caused your injury. They are on the other side of the room, where they should be according to the contract you have (and the Respondent has) made with them to provide you with protection from liability risk.
You are a respected and influential member of the modeling community and AMA offers a valuable insurance product that helps us get and retain fields that are an absolute requisite for organized aeromodeling. Sell it on its own merits, rather than your fantasy of what it represents to you.

Abel