Reynald's number
Dick,
My mistake, I meant to type 'less'. I was under the impression that you meant inboard panels on each wing, rather than the inboard half of the wing. This makes it more clear to me why you specified a 'skidding' turn, and my comments were not really relevant.
On the flaps, I respectfully disagree. Flaps, unless they are just plain poorly designed, give higher lift at each angle of attack, and also cause stall to occur at a lower angle of attack. The maximum CL with flaps deployed should be significantly higher than the maximum CL without flaps deployed. This is true whether the wing area increases with flap deployment or not.
banktoturn