My thoughts:

1) If you fly gas you should be in the AMA. It's a projectile, end of debate.

2) If you fly parkflyers at the local middle school (which I do), then I'd still recommend insurance and if you don't have any you're not going to get insurance cheaper than AMA.

3) The magazine is definately lame, very little information, mostly reports from competitions that I could care less about.

4) Clubs are more fun than flying all by yourself in the middle of a field afraid that someone's going to call the cops.

5) Its only four pizza a year.

GB