Have you ever built ?
IMHO there's no other way then ARF
I started with PT60 trainer in a kit form that i bought off e-bay.
Shortly after i started building process i realized that I'll have to invest about twice more to complete the kit.
As i was so hot about flying i spent hours building the plane and finally finished it,that happened already after i learned to fly
This PT 60 still sitting on the shelf ready to cover. Too bad. I lost interest in flat bottom wing and slow and forgiving characteristics. As for me right now -there's no other way but 3D

Decide for yourself.I'd go with any ARF trainer. Save time and money