You are right cKangaroo,

The AMA is not all about insurance. It brings together people who enjoy a common love of RC Planes, whether you are a builder or flyer. When the weekend approaches, all I can think of is going out and flying with my buddies and all the fun that goes with it. There is something in this sport for everyone and you have the choice of either supporting AMA or not. It's very simple and I think they are a great organization.