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1) If the major impediment to a new flyer flying at a sanctioned site is insurance, and the insurance portion is only 15$ a year why doesn't MAAC offer the insurance without the other "perks". You could mark it up 50% to $30 a year, which I'm sure would be cosidered an excellent margin. Heck, it could even become a profit centre to subsidize the activities and what-not that are included in a full membership. BTW aside from the magazine which is not really of any interest to me I don't know what all the other stuff that MAAC does for me is, but I'm interested if anyone wishes to enlighten.