I try paypal myself.
My personal experience. Don't like it.
They charge me more than my credit card machine.
I only allow to draw $500 a month when set up the account.
In order for me to get more fund. I have to fill out the banking account, credit card account. When I have difficulty experience.
They request me to send them a fax about my account statement for them approve. It been three weeks. I have no reply from them yet. They still got my money in their bank.
Too much trouble for business. Specialy don't have time to deal with it.
It might be good for personal use.
My credit card service only take 2 working days to put the money to my account. If any problem with transaction. They call me in 24 hrs to take care of it.

Brg,
Tam