I wouldn't buy anything right now if you're limiting yourself to an ARF or RTF. Winter is just about here, and you really won't get much effective instruction until it warms up. There's a good reason why the vast majority of us don't fly in the winter: it's hard on the fingers!

If you wait until March to buy something, you'll have a lot of time to do research and find what is really the best outfit for you. You'll get a feel for all the terminology. Also, prices tend to go down with time and new products are introduced. Seeing as you can't do much flying until spring, why not wait and use the time to learn some background?