Something you need to realize is that a Ready To Fly (RTF) plane isn't really ready to fly at all.

Plan on putting about 3--5 hrs of time into it before your actually ready to fly it.

I know that you want a RTF and I know that you want an electric. I don't want you to get the impression that I'm slamming your choices.

BUT:
Consider an ARF glow powered plane.

I've helped many, many, many newbies build their first ARF and maiden it for them. I'm not the only guy willing to help a newbie out and build his forst ARF with him and show him how to use the glues and other stuff.

If I'm doing it--then there has got to be at least 1 guy at the local club who will help you build it and fly it.

It's not that hard. It's intimidating when you open the box for the first time and start scratching your head, but it's not hard. It just takes a few acquired skills and some minor tools.

I'll bet that if you go to the local field on Saturday or Sunday and start talking to guys, you'll find someone who has lots of time on his hands and doesn't mind helping a new guy out. If someone offers to help you build it--then thank him and then go ask a couple other guys if he knows what he's doing. Almost anybody can put together an ARF trainer--but there are those who can't--as well intentioned as they may be--some guys just build junky models. So ask around and see if your new teacher is really as good as he says he is.

Put some time into the club. Talk to people and see what they recommend for your first trainer. It's always better to ask what the guys recommend and then follow their suggestions--than to buy what you THINK you need and then find that noone wants to touch it or help you with it because they've never seen that plane before.

If you really get hooked in this hobby and you stick with it--you'll eventually want to get a glow plane. Just do it now and don't waste the $250 on an electric.