4005,
I know that you may have heard this before, but I'm going to say it anyway. If you have all of this trouble trying to fly maybe it's time that find an instructor to teach you to fly. As you may have learned already, teaching yourself to fly can be a very expensive ordeal. Using a simulator for learning to fly is a good thing to practice with, but it won't substitute for a real instructor. In fact, I have seen many people pick up bad habits from using a simulator without any real instructions first. You might find that learning to fly will go a lot quicker if you find an instructor to help you learn.

Ken