For those that despise the AMA and feel they are being forced into buying something they don't want:

Why all the whining? There is a very simple solution... don't join the AMA. You can still fly, just modify your existing club or start a new one. At your next club meeting, why not make a motion to ditch the AMA charter and get the club privately insured? All the club needs to do if verify each member is privately insured. Don't scoff and come up with reasons why this won't work. The largest club in Omaha , NE (well over 150 members, maybe even 200) is not a AMA chartered club and works this way. Many members still join the AMA, but some don't, and they just provide proof of renters or homeowners insurance.

Need proof? Here is thier web site.
www.omahawks.org