And, not intended as an insult or anything like that, but you sound young. Many clubs and the AMA have youth programs/discounts too in an attempt to get younger people involved in this hobby. Reductions in membership costs/dues, especially this time of the year could be a big help. Some clubs even let "juniors" join for free. Now THAT is a tough price to beat.
Kentucy is a bit vague for an address. If you can give us a city or zip code maybe we can help you find a club.