:stupid: Nice Post Big Joe, well thought out and so much factual information, I am very glad non of the people in or around your club have not had to file a claim or had an accedent.

Just a slight correction, AMA is Primary insurance for the Land Owner and the Club, Many people think thier Homowners or renters insurance will cover thier butts and it probably will but does it cover the Clubs butt and the Land Owners butt? Most Likely NO , Because AMA insurance is not going to cover an accedent caused by a NON AMA member.

Your club is not forced to use AMA , AMA does not force anyone to be a member , AMA insurance simply will not cover anyone who is not a member . Your land owner is free to let anyone fly who he/she wants to.