I think a kit is a fine way to start out. Most plan-builders have previous experience with kits, which helps them select the right wood and construction methods. The Midwest Aerostar and Sig LT-40 are both great kits that'll give you the knowledge you need for future projects. They'll also give you the satisfaction and enjoyment of building your own model, without putting you in the deep end right off the bat.

I don't know what's availible for clubs and hobby shops around Bluegrass, IA. I can understand not wanting to be in a club. I fly at a public field here in MN. Some instruction would probably be really beneficial to you. While I'm not part of a club, I really do enjoy the friends I've made out at the field. Perhaps there might be something similar around your area?