I am referencing the insurance summary. Sorry if I missed where it says no member to member bodily injury coverage.

http://www.modelaircraft.org/PDF-files/500-A.pdf

If I am not reading this correctly, then I apologize.

Hugh - Please review the difference between bodily injury and personal injury. The exclusion applies ONLY to personal injury.

And why do you care? You are not a member so what is your interest in this issue beyond just trying to prove how clever you are (not).