ORIGINAL: Phaedrus-MMVI
ORIGINAL: SoCal GliderGuider
AMA seems to think that all homeowners will cover model planes.
"• AMA insurance is “excess” to any other applicable coverage, such as homeowner’s."
When home owners or renters excludes "aircraft" it means the ones you get into.
Something I just learned, here in California they have deal where if you have multiple insurance policies then any claim is done in proportion to that coverage.
In other words, if you have two policies, say 1 worth $100,000 and worth $900,000 ($1,000,000 total) if you had claim that was to be covered by insurance 10% would be paid by the first policy and 90% by the other. Just another little twist to the insurance story.
From the passage of a law in the early eighties IIRC. Also excludes muni's from excessive lawsuits on public property such as parks.